Call reports 2023
WALTON STATE BANK, THE — 2023
What WALTON STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 11,457,000 | 10,984,000 | 14,021,000 | 13,388,000 |
| Total loans | 3,073,000 | 2,783,000 | 2,979,000 | 2,338,000 |
| Allowance for loan losses | 48,000 | 48,000 | 48,000 | 27,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,044,000 | 3,004,000 | 2,670,000 | 2,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,642,000 | 10,109,000 | 11,118,000 | 10,407,000 |
| Interest-bearing deposits | 7,562,000 | 7,136,000 | 7,766,000 | 7,402,000 |
| Noninterest-bearing deposits | 3,080,000 | 2,973,000 | 3,352,000 | 3,005,000 |
| Equity capital | 802,000 | 862,000 | 2,883,000 | 2,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 97,000 | 196,000 | 72,000 | 269,000 |
| Interest expense | 6,000 | 14,000 | 6,000 | 22,000 |
| Net interest income | 91,000 | 182,000 | 66,000 | 247,000 |
| Noninterest income | 19,000 | 37,000 | 12,000 | 30,000 |
| Noninterest expense | 94,000 | 189,000 | 72,000 | 209,000 |
| Provision for loan losses | 2,000 | 2,000 | 28,000 | 5,000 |
| Pretax income | 14,000 | 28,000 | -20,000 | 63,000 |
| Income tax | 3,000 | 4,000 | 2,000 | 11,000 |
| Net income | 11,000 | 24,000 | -22,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 802,000 | 862,000 | 2,026,000 | 2,100,000 |
| Total capital | 850,000 | 908,000 | 2,074,000 | 2,127,000 |
| Risk-weighted assets | 3,996,000 | 3,726,000 | 4,197,000 | 3,592,000 |