Call reports 2022
WALTON STATE BANK, THE — 2022
What WALTON STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 12,323,000 | 12,456,000 | 13,114,000 | 11,761,000 |
| Total loans | 3,605,000 | 3,325,000 | 3,288,000 | 3,270,000 |
| Allowance for loan losses | 51,000 | 52,000 | 54,000 | 46,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,984,000 | 3,172,000 | 3,116,000 | 3,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,452,000 | 11,613,000 | 12,284,000 | 10,956,000 |
| Interest-bearing deposits | 8,058,000 | 8,216,000 | 8,010,000 | 7,581,000 |
| Noninterest-bearing deposits | 3,394,000 | 3,397,000 | 4,274,000 | 3,375,000 |
| Equity capital | 761,000 | 773,000 | 791,000 | 791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 97,000 | 199,000 | 317,000 | 443,000 |
| Interest expense | 5,000 | 9,000 | 13,000 | 18,000 |
| Net interest income | 92,000 | 190,000 | 304,000 | 425,000 |
| Noninterest income | 16,000 | 35,000 | 51,000 | 83,000 |
| Noninterest expense | 95,000 | 195,000 | 302,000 | 413,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 38,000 |
| Pretax income | 11,000 | 27,000 | 48,000 | 57,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 13,000 |
| Net income | 9,000 | 21,000 | 39,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 761,000 | 773,000 | 791,000 | 791,000 |
| Total capital | 811,000 | 825,000 | 845,000 | 837,000 |
| Risk-weighted assets | 4,079,000 | 4,274,000 | 4,367,000 | 4,082,000 |