Call reports 2021
WALTON STATE BANK, THE — 2021
What WALTON STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 12,012,000 | 11,668,000 | 11,667,000 | 11,302,000 |
| Total loans | 5,561,000 | 5,330,000 | 5,058,000 | 4,473,000 |
| Allowance for loan losses | 44,000 | 44,000 | 46,000 | 49,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,610,000 | 1,481,000 | 1,458,000 | 3,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,158,000 | 10,727,000 | 10,749,000 | 10,411,000 |
| Interest-bearing deposits | 7,205,000 | 7,422,000 | 7,527,000 | 7,634,000 |
| Noninterest-bearing deposits | 3,953,000 | 3,305,000 | 3,222,000 | 2,777,000 |
| Equity capital | 729,000 | 739,000 | 743,000 | 752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 98,000 | 207,000 | 306,000 | 413,000 |
| Interest expense | 7,000 | 12,000 | 17,000 | 22,000 |
| Net interest income | 91,000 | 195,000 | 289,000 | 391,000 |
| Noninterest income | 18,000 | 25,000 | 41,000 | 56,000 |
| Noninterest expense | 88,000 | 183,000 | 276,000 | 376,000 |
| Provision for loan losses | 4,000 | 4,000 | 7,000 | 10,000 |
| Pretax income | 17,000 | 33,000 | 47,000 | 61,000 |
| Income tax | 4,000 | 11,000 | 14,000 | 16,000 |
| Net income | 13,000 | 22,000 | 33,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 729,000 | 739,000 | 743,000 | 752,000 |
| Total capital | 773,000 | 783,000 | 787,000 | 796,000 |
| Risk-weighted assets | 3,599,000 | 3,644,000 | 3,596,000 | 3,589,000 |