Call reports 2020
WALTON STATE BANK, THE — 2020
What WALTON STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 9,039,000 | 10,145,000 | 9,670,000 | 9,911,000 |
| Total loans | 2,894,000 | 3,446,000 | 3,521,000 | 3,739,000 |
| Allowance for loan losses | 41,000 | 40,000 | 41,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,649,000 | 2,498,000 | 2,117,000 | 1,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,315,000 | 9,410,000 | 8,942,000 | 9,189,000 |
| Interest-bearing deposits | 6,462,000 | 6,802,000 | 6,397,000 | 6,667,000 |
| Noninterest-bearing deposits | 1,853,000 | 2,608,000 | 2,545,000 | 2,522,000 |
| Equity capital | 715,000 | 715,000 | 717,000 | 717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 76,000 | 149,000 | 216,000 | 284,000 |
| Interest expense | 10,000 | 19,000 | 27,000 | 34,000 |
| Net interest income | 66,000 | 130,000 | 189,000 | 250,000 |
| Noninterest income | 16,000 | 39,000 | 64,000 | 94,000 |
| Noninterest expense | 80,000 | 163,000 | 245,000 | 333,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 1,000 | 5,000 | 7,000 | 10,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 1,000 | 1,000 | 3,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 715,000 | 715,000 | 717,000 | 717,000 |
| Total capital | 755,000 | 755,000 | 757,000 | 758,000 |
| Risk-weighted assets | 3,204,000 | 3,259,000 | 3,214,000 | 3,478,000 |