Call reports 2019
WALTON STATE BANK, THE — 2019
What WALTON STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 9,708,000 | 9,263,000 | 9,016,000 | 9,220,000 |
| Total loans | 3,131,000 | 3,128,000 | 3,083,000 | 2,985,000 |
| Allowance for loan losses | 38,000 | 39,000 | 39,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,551,000 | 2,471,000 | 2,788,000 | 2,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,994,000 | 8,545,000 | 8,284,000 | 8,496,000 |
| Interest-bearing deposits | 6,682,000 | 6,470,000 | 6,238,000 | 6,464,000 |
| Noninterest-bearing deposits | 2,312,000 | 2,075,000 | 2,046,000 | 2,032,000 |
| Equity capital | 707,000 | 708,000 | 716,000 | 713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 80,000 | 161,000 | 239,000 | 317,000 |
| Interest expense | 7,000 | 15,000 | 24,000 | 34,000 |
| Net interest income | 73,000 | 146,000 | 215,000 | 283,000 |
| Noninterest income | 14,000 | 30,000 | 62,000 | 80,000 |
| Noninterest expense | 80,000 | 163,000 | 256,000 | 336,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | 6,000 | 11,000 | 19,000 | 24,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 6,000 | 10,000 | 18,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 707,000 | 708,000 | 716,000 | 713,000 |
| Total capital | 745,000 | 747,000 | 755,000 | 753,000 |
| Risk-weighted assets | 3,688,000 | 3,543,000 | 3,515,000 | 3,426,000 |