Call reports 2018
WALTON STATE BANK, THE — 2018
What WALTON STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 9,512,000 | 8,996,000 | 8,925,000 | 9,026,000 |
| Total loans | 3,459,000 | 3,462,000 | 3,493,000 | 3,321,000 |
| Allowance for loan losses | 38,000 | 38,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,985,000 | 2,120,000 | 2,355,000 | 2,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,805,000 | 8,284,000 | 8,221,000 | 8,322,000 |
| Interest-bearing deposits | 6,193,000 | 6,353,000 | 6,250,000 | 6,264,000 |
| Noninterest-bearing deposits | 2,612,000 | 1,931,000 | 1,971,000 | 2,058,000 |
| Equity capital | 700,000 | 707,000 | 699,000 | 701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 70,000 | 141,000 | 216,000 | 292,000 |
| Interest expense | 5,000 | 10,000 | 16,000 | 22,000 |
| Net interest income | 65,000 | 131,000 | 200,000 | 270,000 |
| Noninterest income | 20,000 | 40,000 | 61,000 | 75,000 |
| Noninterest expense | 82,000 | 164,000 | 262,000 | 342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 7,000 | -1,000 | 3,000 |
| Income tax | 0 | -3,000 | -3,000 | -3,000 |
| Net income | 3,000 | 10,000 | 2,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 700,000 | 707,000 | 699,000 | 701,000 |
| Total capital | 738,000 | 745,000 | 736,000 | 738,000 |
| Risk-weighted assets | 3,907,000 | 3,795,000 | 3,712,000 | 3,666,000 |