Call reports 2016
WALTON STATE BANK, THE — 2016
What WALTON STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 10,360,000 | 9,451,000 | 8,282,000 | 8,434,000 |
| Total loans | 3,510,000 | 3,535,000 | 3,456,000 | 3,309,000 |
| Allowance for loan losses | 40,000 | 39,000 | 39,000 | 39,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,818,000 | 3,439,000 | 2,510,000 | 2,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,660,000 | 8,751,000 | 7,583,000 | 7,747,000 |
| Interest-bearing deposits | 7,821,000 | 6,982,000 | 5,855,000 | 5,792,000 |
| Noninterest-bearing deposits | 1,839,000 | 1,769,000 | 1,728,000 | 1,955,000 |
| Equity capital | 692,000 | 697,000 | 697,000 | 686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 78,000 | 154,000 | 222,000 | 286,000 |
| Interest expense | 4,000 | 9,000 | 14,000 | 17,000 |
| Net interest income | 74,000 | 145,000 | 208,000 | 269,000 |
| Noninterest income | 20,000 | 40,000 | 63,000 | 83,000 |
| Noninterest expense | 88,000 | 176,000 | 263,000 | 352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 9,000 | 8,000 | 0 |
| Income tax | 1,000 | -1,000 | -2,000 | -2,000 |
| Net income | 5,000 | 10,000 | 10,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 692,000 | 697,000 | 697,000 | 686,000 |
| Total capital | 732,000 | 736,000 | 736,000 | 725,000 |
| Risk-weighted assets | 4,348,000 | 4,053,000 | 3,652,000 | 3,564,000 |