Call reports 2015
WALTON STATE BANK, THE — 2015
What WALTON STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 9,815,000 | 9,306,000 | 8,792,000 | 10,606,000 |
| Total loans | 3,448,000 | 3,542,000 | 3,522,000 | 3,428,000 |
| Allowance for loan losses | 42,000 | 44,000 | 39,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,225,000 | 4,499,000 | 4,541,000 | 4,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,120,000 | 8,607,000 | 8,091,000 | 9,914,000 |
| Interest-bearing deposits | 6,221,000 | 6,790,000 | 6,221,000 | 7,284,000 |
| Noninterest-bearing deposits | 2,899,000 | 1,817,000 | 1,870,000 | 2,630,000 |
| Equity capital | 682,000 | 687,000 | 689,000 | 687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 76,000 | 150,000 | 228,000 | 305,000 |
| Interest expense | 4,000 | 8,000 | 12,000 | 16,000 |
| Net interest income | 72,000 | 142,000 | 216,000 | 289,000 |
| Noninterest income | 22,000 | 40,000 | 57,000 | 74,000 |
| Noninterest expense | 88,000 | 169,000 | 257,000 | 343,000 |
| Provision for loan losses | 0 | 2,000 | 1,000 | 2,000 |
| Pretax income | 6,000 | 11,000 | 15,000 | 18,000 |
| Income tax | 1,000 | 1,000 | 3,000 | 4,000 |
| Net income | 5,000 | 10,000 | 12,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 682,000 | 687,000 | 689,000 | 687,000 |
| Total capital | 724,000 | 731,000 | 728,000 | 727,000 |
| Risk-weighted assets | 4,214,000 | 4,190,000 | 4,089,000 | 4,378,000 |