Call reports 2013
WALTON STATE BANK, THE — 2013
What WALTON STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 9,454,000 | 9,142,000 | 9,031,000 | 9,404,000 |
| Total loans | 3,490,000 | 3,705,000 | 3,683,000 | 3,691,000 |
| Allowance for loan losses | 44,000 | 44,000 | 44,000 | 44,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,694,000 | 4,881,000 | 4,783,000 | 4,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,797,000 | 8,114,000 | 8,351,000 | 8,732,000 |
| Interest-bearing deposits | 7,524,000 | 6,720,000 | 6,459,000 | 6,538,000 |
| Noninterest-bearing deposits | 1,273,000 | 1,394,000 | 1,892,000 | 2,194,000 |
| Equity capital | 650,000 | 656,000 | 661,000 | 663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 78,000 | 159,000 | 239,000 | 322,000 |
| Interest expense | 6,000 | 12,000 | 17,000 | 22,000 |
| Net interest income | 72,000 | 147,000 | 222,000 | 300,000 |
| Noninterest income | 20,000 | 41,000 | 61,000 | 84,000 |
| Noninterest expense | 85,000 | 172,000 | 261,000 | 355,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 7,000 | 16,000 | 22,000 | 28,000 |
| Income tax | 1,000 | 4,000 | 5,000 | 6,000 |
| Net income | 6,000 | 12,000 | 17,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 650,000 | 656,000 | 661,000 | 663,000 |
| Total capital | 694,000 | 700,000 | 705,000 | 707,000 |
| Risk-weighted assets | 4,035,000 | 4,187,000 | 4,065,000 | 4,128,000 |