Call reports 2012
WALTON STATE BANK, THE — 2012
What WALTON STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 8,886,000 | 9,448,000 | 9,053,000 | 9,370,000 |
| Total loans | 3,635,000 | 3,728,000 | 3,731,000 | 3,545,000 |
| Allowance for loan losses | 44,000 | 44,000 | 44,000 | 44,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,881,000 | 3,530,000 | 4,147,000 | 4,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,242,000 | 8,799,000 | 8,397,000 | 8,718,000 |
| Interest-bearing deposits | 6,613,000 | 7,247,000 | 7,124,000 | 6,955,000 |
| Noninterest-bearing deposits | 1,629,000 | 1,552,000 | 1,273,000 | 1,763,000 |
| Equity capital | 630,000 | 637,000 | 643,000 | 644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 82,000 | 162,000 | 240,000 | 321,000 |
| Interest expense | 11,000 | 21,000 | 29,000 | 35,000 |
| Net interest income | 71,000 | 141,000 | 211,000 | 286,000 |
| Noninterest income | 20,000 | 40,000 | 57,000 | 79,000 |
| Noninterest expense | 81,000 | 161,000 | 242,000 | 333,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 9,000 | 19,000 | 25,000 | 31,000 |
| Income tax | 1,000 | 4,000 | 4,000 | 6,000 |
| Net income | 8,000 | 15,000 | 21,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 630,000 | 637,000 | 643,000 | 644,000 |
| Total capital | 674,000 | 681,000 | 687,000 | 688,000 |
| Risk-weighted assets | 4,010,000 | 4,143,000 | 4,085,000 | 4,012,000 |