Call reports 2011
WALTON STATE BANK, THE — 2011
What WALTON STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 7,803,000 | 8,530,000 | 8,143,000 | 8,648,000 |
| Total loans | 3,570,000 | 3,431,000 | 3,493,000 | 3,677,000 |
| Allowance for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,561,000 | 3,729,000 | 3,991,000 | 3,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,185,000 | 7,902,000 | 7,499,000 | 8,015,000 |
| Interest-bearing deposits | 5,975,000 | 6,626,000 | 6,370,000 | 6,536,000 |
| Noninterest-bearing deposits | 1,210,000 | 1,276,000 | 1,129,000 | 1,479,000 |
| Equity capital | 607,000 | 615,000 | 625,000 | 622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 85,000 | 169,000 | 254,000 | 339,000 |
| Interest expense | 15,000 | 28,000 | 41,000 | 52,000 |
| Net interest income | 70,000 | 141,000 | 213,000 | 287,000 |
| Noninterest income | 14,000 | 33,000 | 53,000 | 78,000 |
| Noninterest expense | 74,000 | 154,000 | 235,000 | 326,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 10,000 | 20,000 | 31,000 | 38,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 6,000 |
| Net income | 9,000 | 17,000 | 27,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 607,000 | 615,000 | 625,000 | 622,000 |
| Total capital | 650,000 | 658,000 | 668,000 | 665,000 |
| Risk-weighted assets | 3,822,000 | 3,867,000 | 3,849,000 | 3,985,000 |