Call reports 2009
WALTON STATE BANK, THE — 2009
What WALTON STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 7,594,000 | 7,734,000 | 7,915,000 | 8,104,000 |
| Total loans | 3,977,000 | 3,923,000 | 4,061,000 | 3,854,000 |
| Allowance for loan losses | 45,000 | 51,000 | 51,000 | 51,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,930,000 | 3,022,000 | 3,019,000 | 3,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,995,000 | 7,115,000 | 7,289,000 | 7,493,000 |
| Interest-bearing deposits | 6,172,000 | 6,375,000 | 6,185,000 | 6,286,000 |
| Noninterest-bearing deposits | 823,000 | 740,000 | 1,104,000 | 1,207,000 |
| Equity capital | 575,000 | 580,000 | 586,000 | 593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 113,000 | 243,000 | 342,000 | 441,000 |
| Interest expense | 39,000 | 78,000 | 113,000 | 145,000 |
| Net interest income | 74,000 | 165,000 | 229,000 | 296,000 |
| Noninterest income | 18,000 | 35,000 | 50,000 | 67,000 |
| Noninterest expense | 78,000 | 170,000 | 242,000 | 315,000 |
| Provision for loan losses | 4,000 | 14,000 | 14,000 | 16,000 |
| Pretax income | 10,000 | 16,000 | 23,000 | 32,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 5,000 |
| Net income | 8,000 | 13,000 | 19,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 575,000 | 580,000 | 586,000 | 593,000 |
| Total capital | 620,000 | 631,000 | 637,000 | 644,000 |
| Risk-weighted assets | 4,160,000 | 4,110,000 | 4,204,000 | 4,138,000 |