Call reports 2007
WALTON STATE BANK, THE — 2007
What WALTON STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 6,424,000 | 6,398,000 | 7,254,000 | 7,163,000 |
| Total loans | 3,796,000 | 3,708,000 | 3,765,000 | 3,869,000 |
| Allowance for loan losses | 42,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,662,000 | 1,794,000 | 1,910,000 | 2,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,870,000 | 5,836,000 | 6,685,000 | 6,596,000 |
| Interest-bearing deposits | 5,014,000 | 5,004,000 | 5,617,000 | 5,500,000 |
| Noninterest-bearing deposits | 856,000 | 832,000 | 1,067,000 | 1,096,000 |
| Equity capital | 531,000 | 536,000 | 541,000 | 547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 99,000 | 197,000 | 301,000 | 413,000 |
| Interest expense | 41,000 | 82,000 | 124,000 | 168,000 |
| Net interest income | 58,000 | 115,000 | 177,000 | 245,000 |
| Noninterest income | 21,000 | 44,000 | 64,000 | 85,000 |
| Noninterest expense | 71,000 | 143,000 | 219,000 | 298,000 |
| Provision for loan losses | 1,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 7,000 | 13,000 | 19,000 | 29,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 4,000 |
| Net income | 5,000 | 10,000 | 15,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 531,000 | 536,000 | 541,000 | 547,000 |
| Total capital | 572,000 | 579,000 | 584,000 | 590,000 |
| Risk-weighted assets | 3,927,000 | 3,830,000 | 4,032,000 | 4,061,000 |