Call reports 2006
WALTON STATE BANK, THE — 2006
What WALTON STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 5,809,000 | 5,874,000 | 6,012,000 | 6,263,000 |
| Total loans | 3,597,000 | 3,692,000 | 3,765,000 | 3,797,000 |
| Allowance for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,631,000 | 1,609,000 | 1,588,000 | 1,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,284,000 | 5,338,000 | 5,468,000 | 5,718,000 |
| Interest-bearing deposits | 4,416,000 | 4,607,000 | 4,729,000 | 4,878,000 |
| Noninterest-bearing deposits | 868,000 | 731,000 | 739,000 | 840,000 |
| Equity capital | 510,000 | 515,000 | 522,000 | 526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 75,000 | 161,000 | 254,000 | 349,000 |
| Interest expense | 27,000 | 58,000 | 94,000 | 133,000 |
| Net interest income | 48,000 | 103,000 | 160,000 | 216,000 |
| Noninterest income | 17,000 | 38,000 | 60,000 | 81,000 |
| Noninterest expense | 64,000 | 133,000 | 204,000 | 274,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 0 | 7,000 | 15,000 | 22,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 0 | 5,000 | 12,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 510,000 | 515,000 | 522,000 | 526,000 |
| Total capital | 551,000 | 556,000 | 563,000 | 567,000 |
| Risk-weighted assets | 3,540,000 | 3,637,000 | 3,768,000 | 3,889,000 |