Call reports 2004
WALTON STATE BANK, THE — 2004
What WALTON STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 5,923,000 | 5,976,000 | 5,829,000 | 5,920,000 |
| Total loans | 3,411,000 | 3,465,000 | 3,366,000 | 3,433,000 |
| Allowance for loan losses | 40,000 | 37,000 | 38,000 | 38,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,634,000 | 1,610,000 | 1,588,000 | 1,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,476,000 | 5,526,000 | 5,363,000 | 5,452,000 |
| Interest-bearing deposits | 4,909,000 | 4,849,000 | 4,749,000 | 4,741,000 |
| Noninterest-bearing deposits | 567,000 | 677,000 | 614,000 | 711,000 |
| Equity capital | 433,000 | 437,000 | 451,000 | 459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 83,000 | 164,000 | 246,000 | 328,000 |
| Interest expense | 23,000 | 45,000 | 67,000 | 89,000 |
| Net interest income | 60,000 | 119,000 | 179,000 | 239,000 |
| Noninterest income | 18,000 | 36,000 | 59,000 | 81,000 |
| Noninterest expense | 62,000 | 127,000 | 192,000 | 255,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 3,000 |
| Pretax income | 15,000 | 26,000 | 43,000 | 62,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 12,000 |
| Net income | 12,000 | 21,000 | 35,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 433,000 | 437,000 | 451,000 | 459,000 |
| Total capital | 473,000 | 474,000 | 489,000 | 497,000 |
| Risk-weighted assets | 3,380,000 | 3,439,000 | 3,411,000 | 3,518,000 |