Call reports 2003
WALTON STATE BANK, THE — 2003
What WALTON STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,480,000 | 5,509,000 | 5,640,000 | 5,741,000 |
| Total loans | 3,486,000 | 3,432,000 | 3,249,000 | 3,316,000 |
| Allowance for loan losses | 36,000 | 37,000 | 36,000 | 38,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,382,000 | 1,025,000 | 1,152,000 | 1,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,061,000 | 5,078,000 | 5,192,000 | 5,301,000 |
| Interest-bearing deposits | 4,410,000 | 4,486,000 | 4,608,000 | 4,675,000 |
| Noninterest-bearing deposits | 651,000 | 592,000 | 584,000 | 626,000 |
| Equity capital | 397,000 | 407,000 | 419,000 | 421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 81,000 | 165,000 | 247,000 | 328,000 |
| Interest expense | 31,000 | 59,000 | 84,000 | 108,000 |
| Net interest income | 50,000 | 106,000 | 163,000 | 220,000 |
| Noninterest income | 21,000 | 44,000 | 68,000 | 92,000 |
| Noninterest expense | 60,000 | 126,000 | 192,000 | 255,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 11,000 | 24,000 | 39,000 | 54,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 11,000 |
| Net income | 9,000 | 19,000 | 31,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 397,000 | 407,000 | 419,000 | 421,000 |
| Total capital | 433,000 | 444,000 | 455,000 | 459,000 |
| Risk-weighted assets | 3,253,000 | 3,283,000 | 3,211,000 | 3,285,000 |