Call reports 2002
WALTON STATE BANK, THE — 2002
What WALTON STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,014,000 | 5,182,000 | 5,414,000 | 5,257,000 |
| Total loans | 3,446,000 | 3,752,000 | 3,669,000 | 3,320,000 |
| Allowance for loan losses | 46,000 | 47,000 | 48,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 583,000 | 969,000 | 920,000 | 1,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,630,000 | 4,789,000 | 5,006,000 | 4,853,000 |
| Interest-bearing deposits | 4,119,000 | 4,287,000 | 4,424,000 | 4,318,000 |
| Noninterest-bearing deposits | 511,000 | 501,000 | 582,000 | 535,000 |
| Equity capital | 365,000 | 374,000 | 384,000 | 388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 86,000 | 175,000 | 268,000 | 354,000 |
| Interest expense | 37,000 | 72,000 | 108,000 | 141,000 |
| Net interest income | 49,000 | 103,000 | 160,000 | 213,000 |
| Noninterest income | 18,000 | 34,000 | 53,000 | 73,000 |
| Noninterest expense | 59,000 | 116,000 | 177,000 | 237,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 7,000 | 18,000 | 32,000 | 43,000 |
| Income tax | 1,000 | 3,000 | 6,000 | 8,000 |
| Net income | 6,000 | 15,000 | 26,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 365,000 | 374,000 | 384,000 | 388,000 |
| Total capital | 404,000 | 416,000 | 426,000 | 425,000 |
| Risk-weighted assets | 3,085,000 | 3,380,000 | 3,355,000 | 3,092,000 |