Call reports 2001
WALTON STATE BANK, THE — 2001
What WALTON STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 4,404,000 | 4,594,000 | 4,493,000 | 4,728,000 |
| Total loans | 3,202,000 | 3,264,000 | 3,286,000 | 3,498,000 |
| Allowance for loan losses | 42,000 | 43,000 | 44,000 | 45,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 588,000 | 550,000 | 533,000 | 518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,025,000 | 4,212,000 | 4,109,000 | 4,351,000 |
| Interest-bearing deposits | 3,580,000 | 3,745,000 | 3,571,000 | 3,881,000 |
| Noninterest-bearing deposits | 445,000 | 467,000 | 538,000 | 470,000 |
| Equity capital | 352,000 | 357,000 | 360,000 | 359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 89,000 | 179,000 | 269,000 | 359,000 |
| Interest expense | 44,000 | 89,000 | 132,000 | 173,000 |
| Net interest income | 45,000 | 90,000 | 137,000 | 186,000 |
| Noninterest income | 18,000 | 37,000 | 52,000 | 68,000 |
| Noninterest expense | 57,000 | 113,000 | 170,000 | 230,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 5,000 |
| Pretax income | 5,000 | 11,000 | 15,000 | 19,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 4,000 | 9,000 | 12,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 352,000 | 357,000 | 360,000 | 359,000 |
| Total capital | 387,000 | 393,000 | 396,000 | 398,000 |
| Risk-weighted assets | 2,759,000 | 2,909,000 | 2,909,000 | 3,021,000 |