Call reports 2026
NORTHEAST GEORGIA BANK — 2026
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 650,820,000 | 650,600,000 |
| Total loans | 328,290,000 | 337,981,000 |
| Allowance for loan losses | 5,116,000 | 5,266,000 |
| Securities available for sale | 131,970,000 | 131,057,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 566,618,000 | 562,946,000 |
| Interest-bearing deposits | 433,253,000 | 426,098,000 |
| Noninterest-bearing deposits | 133,365,000 | 136,848,000 |
| Equity capital | 77,170,000 | 81,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,475,000 | 17,222,000 |
| Interest expense | 1,473,000 | 2,879,000 |
| Net interest income | 7,002,000 | 14,343,000 |
| Noninterest income | 750,000 | 1,508,000 |
| Noninterest expense | 3,266,000 | 6,720,000 |
| Provision for loan losses | 126,000 | 333,000 |
| Pretax income | 4,360,000 | 8,798,000 |
| Income tax | 190,000 | 372,000 |
| Net income | 4,170,000 | 8,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 83,959,000 | 88,215,000 |