Call reports 2022
NORTHEAST GEORGIA BANK — 2022
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 627,030,000 | 631,642,000 | 621,140,000 | 626,401,000 |
| Total loans | 252,341,000 | 262,057,000 | 269,150,000 | 266,873,000 |
| Allowance for loan losses | 3,091,000 | 3,222,000 | 3,361,000 | 3,502,000 |
| Securities available for sale | 149,895,000 | 146,368,000 | 148,657,000 | 162,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,496,000 | 573,462,000 | 560,061,000 | 557,872,000 |
| Interest-bearing deposits | 431,195,000 | 432,460,000 | 411,293,000 | 406,911,000 |
| Noninterest-bearing deposits | 137,301,000 | 141,002,000 | 148,768,000 | 150,961,000 |
| Equity capital | 53,173,000 | 51,151,000 | 49,342,000 | 53,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,921,000 | 8,199,000 | 13,485,000 | 19,669,000 |
| Interest expense | 133,000 | 262,000 | 388,000 | 507,000 |
| Net interest income | 3,788,000 | 7,937,000 | 13,097,000 | 19,162,000 |
| Noninterest income | 666,000 | 1,341,000 | 2,107,000 | 2,708,000 |
| Noninterest expense | 2,919,000 | 5,763,000 | 8,734,000 | 11,117,000 |
| Provision for loan losses | 36,000 | 182,000 | 339,000 | 495,000 |
| Pretax income | 1,499,000 | 3,333,000 | 6,131,000 | 10,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,499,000 | 3,333,000 | 6,131,000 | 10,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,764,000 | 60,611,000 | 63,422,000 | 67,563,000 |