Call reports 2021
NORTHEAST GEORGIA BANK — 2021
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 576,538,000 | 580,039,000 | 594,267,000 | 623,912,000 |
| Total loans | 246,056,000 | 246,168,000 | 249,560,000 | 253,986,000 |
| Allowance for loan losses | 2,936,000 | 2,984,000 | 3,010,000 | 3,057,000 |
| Securities available for sale | 116,414,000 | 118,263,000 | 117,859,000 | 134,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,461,000 | 516,351,000 | 528,663,000 | 556,894,000 |
| Interest-bearing deposits | 383,755,000 | 388,809,000 | 391,286,000 | 416,851,000 |
| Noninterest-bearing deposits | 128,706,000 | 127,542,000 | 137,377,000 | 140,043,000 |
| Equity capital | 53,804,000 | 54,734,000 | 54,090,000 | 60,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,596,000 | 11,695,000 | 15,747,000 |
| Interest expense | 192,000 | 357,000 | 508,000 | 644,000 |
| Net interest income | 3,602,000 | 7,239,000 | 11,187,000 | 15,103,000 |
| Noninterest income | 1,003,000 | 1,755,000 | 2,483,000 | 3,219,000 |
| Noninterest expense | 4,544,000 | 8,829,000 | 13,436,000 | 15,317,000 |
| Provision for loan losses | 35,000 | 89,000 | 120,000 | 176,000 |
| Pretax income | 28,000 | 78,000 | 116,000 | 2,831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 78,000 | 116,000 | 2,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,409,000 | 56,472,000 | 56,523,000 | 59,251,000 |