Call reports 2020
NORTHEAST GEORGIA BANK — 2020
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 487,518,000 | 532,492,000 | 524,562,000 | 545,408,000 |
| Total loans | 227,573,000 | 249,455,000 | 257,514,000 | 243,648,000 |
| Allowance for loan losses | 2,712,000 | 2,777,000 | 2,842,000 | 2,914,000 |
| Securities available for sale | 100,406,000 | 102,435,000 | 102,147,000 | 103,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,744,000 | 469,668,000 | 463,754,000 | 481,954,000 |
| Interest-bearing deposits | 341,530,000 | 355,031,000 | 348,693,000 | 367,654,000 |
| Noninterest-bearing deposits | 88,214,000 | 114,637,000 | 115,061,000 | 114,300,000 |
| Equity capital | 52,917,000 | 55,149,000 | 56,786,000 | 59,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,234,000 | 8,022,000 | 12,065,000 | 16,035,000 |
| Interest expense | 470,000 | 877,000 | 1,183,000 | 1,416,000 |
| Net interest income | 3,764,000 | 7,145,000 | 10,882,000 | 14,619,000 |
| Noninterest income | 716,000 | 1,454,000 | 2,171,000 | 3,352,000 |
| Noninterest expense | 2,835,000 | 5,626,000 | 8,480,000 | 11,009,000 |
| Provision for loan losses | 33,000 | 137,000 | 218,000 | 274,000 |
| Pretax income | 1,618,000 | 3,026,000 | 4,545,000 | 6,878,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,618,000 | 3,026,000 | 4,545,000 | 6,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,167,000 | 56,588,000 | 58,120,000 | 60,467,000 |