Call reports 2019
NORTHEAST GEORGIA BANK — 2019
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 474,254,000 | 456,923,000 | 460,377,000 | 477,566,000 |
| Total loans | 232,657,000 | 240,777,000 | 233,453,000 | 227,170,000 |
| Allowance for loan losses | 2,756,000 | 2,713,000 | 2,721,000 | 2,737,000 |
| Securities available for sale | 114,731,000 | 110,684,000 | 105,198,000 | 101,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,027,000 | 400,975,000 | 402,769,000 | 419,111,000 |
| Interest-bearing deposits | 346,591,000 | 322,276,000 | 321,318,000 | 334,273,000 |
| Noninterest-bearing deposits | 76,436,000 | 78,699,000 | 81,451,000 | 84,838,000 |
| Equity capital | 47,455,000 | 50,910,000 | 53,792,000 | 54,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,667,000 | 13,012,000 | 17,317,000 |
| Interest expense | 436,000 | 887,000 | 1,381,000 | 1,881,000 |
| Net interest income | 3,807,000 | 7,780,000 | 11,631,000 | 15,436,000 |
| Noninterest income | 720,000 | 1,429,000 | 2,895,000 | 3,620,000 |
| Noninterest expense | 2,721,000 | 5,444,000 | 8,308,000 | 10,657,000 |
| Provision for loan losses | 32,000 | 40,000 | 48,000 | 82,000 |
| Pretax income | 1,779,000 | 3,755,000 | 6,242,000 | 8,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,779,000 | 3,755,000 | 6,242,000 | 8,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,885,000 | 53,875,000 | 56,376,000 | 58,535,000 |
| Total capital | 54,641,000 | 56,588,000 | 59,097,000 | 61,272,000 |
| Risk-weighted assets | 283,178,000 | 291,294,000 | 282,178,000 | 276,350,000 |