Call reports 2018
NORTHEAST GEORGIA BANK — 2018
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 468,424,000 | 457,268,000 | 455,469,000 | 475,157,000 |
| Total loans | 217,154,000 | 235,085,000 | 231,606,000 | 233,776,000 |
| Allowance for loan losses | 3,004,000 | 2,962,000 | 2,718,000 | 2,761,000 |
| Securities available for sale | 107,782,000 | 107,226,000 | 105,195,000 | 108,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,592,000 | 410,298,000 | 406,855,000 | 423,163,000 |
| Interest-bearing deposits | 341,624,000 | 328,307,000 | 325,211,000 | 342,642,000 |
| Noninterest-bearing deposits | 80,968,000 | 81,991,000 | 81,644,000 | 80,521,000 |
| Equity capital | 42,339,000 | 43,620,000 | 45,004,000 | 48,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,201,000 | 8,202,000 | 12,359,000 | 16,622,000 |
| Interest expense | 224,000 | 440,000 | 736,000 | 1,137,000 |
| Net interest income | 3,977,000 | 7,762,000 | 11,623,000 | 15,485,000 |
| Noninterest income | 676,000 | 1,376,000 | 2,076,000 | 2,795,000 |
| Noninterest expense | 2,734,000 | 5,432,000 | 8,107,000 | 10,456,000 |
| Provision for loan losses | 312,000 | 320,000 | 354,000 | 413,000 |
| Pretax income | 1,607,000 | 3,386,000 | 5,238,000 | 7,411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,607,000 | 3,386,000 | 5,238,000 | 7,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,698,000 | 50,491,000 | 52,356,000 | 54,543,000 |
| Total capital | 51,702,000 | 53,453,000 | 55,074,000 | 57,304,000 |
| Risk-weighted assets | 275,558,000 | 288,998,000 | 282,723,000 | 288,122,000 |