Call reports 2017
NORTHEAST GEORGIA BANK — 2017
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 479,451,000 | 473,971,000 | 454,299,000 | 479,563,000 |
| Total loans | 214,245,000 | 221,542,000 | 225,178,000 | 222,838,000 |
| Allowance for loan losses | 3,361,000 | 2,761,000 | 2,751,000 | 2,727,000 |
| Securities available for sale | 103,407,000 | 112,604,000 | 115,499,000 | 108,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,038,000 | 425,722,000 | 405,321,000 | 431,175,000 |
| Interest-bearing deposits | 359,171,000 | 349,762,000 | 329,968,000 | 354,917,000 |
| Noninterest-bearing deposits | 72,867,000 | 75,960,000 | 75,353,000 | 76,258,000 |
| Equity capital | 41,449,000 | 42,816,000 | 44,267,000 | 45,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,398,000 | 6,885,000 | 10,657,000 | 14,416,000 |
| Interest expense | 254,000 | 501,000 | 737,000 | 969,000 |
| Net interest income | 3,144,000 | 6,384,000 | 9,920,000 | 13,447,000 |
| Noninterest income | 717,000 | 688,000 | 1,319,000 | 2,004,000 |
| Noninterest expense | 2,693,000 | 5,389,000 | 8,077,000 | 10,363,000 |
| Provision for loan losses | 8,000 | -585,000 | -576,000 | -568,000 |
| Pretax income | 1,160,000 | 2,285,000 | 3,755,000 | 5,671,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,160,000 | 2,285,000 | 3,755,000 | 5,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,077,000 | 47,215,000 | 48,699,000 | 50,628,000 |
| Total capital | 49,400,000 | 49,976,000 | 51,450,000 | 53,355,000 |
| Risk-weighted assets | 265,846,000 | 272,514,000 | 274,882,000 | 280,474,000 |