Call reports 2014
NORTHEAST GEORGIA BANK — 2014
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 408,979,000 | 404,679,000 | 401,617,000 | 418,625,000 |
| Total loans | 201,137,000 | 201,530,000 | 205,465,000 | 200,108,000 |
| Allowance for loan losses | 3,999,000 | 3,979,000 | 3,975,000 | 3,796,000 |
| Securities available for sale | 105,520,000 | 103,564,000 | 99,616,000 | 91,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,062,000 | 362,466,000 | 357,206,000 | 373,499,000 |
| Interest-bearing deposits | 322,880,000 | 315,656,000 | 310,532,000 | 323,282,000 |
| Noninterest-bearing deposits | 46,182,000 | 46,810,000 | 46,674,000 | 50,217,000 |
| Equity capital | 35,255,000 | 37,374,000 | 38,140,000 | 38,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,303,000 | 6,620,000 | 9,965,000 | 13,200,000 |
| Interest expense | 281,000 | 564,000 | 845,000 | 1,129,000 |
| Net interest income | 3,022,000 | 6,056,000 | 9,120,000 | 12,071,000 |
| Noninterest income | 430,000 | 894,000 | 1,536,000 | 2,039,000 |
| Noninterest expense | 2,862,000 | 5,480,000 | 8,054,000 | 9,918,000 |
| Provision for loan losses | 9,000 | 19,000 | 29,000 | 39,000 |
| Pretax income | 579,000 | 1,514,000 | 2,666,000 | 4,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 579,000 | 1,514,000 | 2,666,000 | 4,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,102,000 | 41,037,000 | 42,189,000 | 43,756,000 |
| Total capital | 43,369,000 | 44,276,000 | 45,456,000 | 46,973,000 |
| Risk-weighted assets | 260,608,000 | 258,390,000 | 260,684,000 | 256,818,000 |