Call reports 2013
NORTHEAST GEORGIA BANK — 2013
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 412,507,000 | 403,638,000 | 395,971,000 | 403,142,000 |
| Total loans | 191,730,000 | 190,699,000 | 205,583,000 | 202,985,000 |
| Allowance for loan losses | 5,191,000 | 4,403,000 | 4,088,000 | 4,075,000 |
| Securities available for sale | 106,760,000 | 112,783,000 | 107,165,000 | 101,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,858,000 | 362,915,000 | 354,831,000 | 364,329,000 |
| Interest-bearing deposits | 330,063,000 | 319,114,000 | 310,506,000 | 318,950,000 |
| Noninterest-bearing deposits | 39,795,000 | 43,801,000 | 44,325,000 | 45,379,000 |
| Equity capital | 35,897,000 | 33,367,000 | 32,640,000 | 34,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,717,000 | 10,274,000 | 13,560,000 |
| Interest expense | 340,000 | 645,000 | 935,000 | 1,224,000 |
| Net interest income | 2,970,000 | 6,072,000 | 9,339,000 | 12,336,000 |
| Noninterest income | 489,000 | 1,033,000 | 1,740,000 | 1,540,000 |
| Noninterest expense | 3,011,000 | 6,065,000 | 9,301,000 | 11,467,000 |
| Provision for loan losses | 10,000 | 19,000 | 30,000 | -59,000 |
| Pretax income | 459,000 | 1,042,000 | 1,769,000 | 2,494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 1,042,000 | 1,769,000 | 2,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,688,000 | 39,271,000 | 39,998,000 | 40,723,000 |
| Total capital | 41,947,000 | 42,521,000 | 43,368,000 | 44,042,000 |
| Risk-weighted assets | 258,768,000 | 258,833,000 | 268,851,000 | 264,756,000 |