Call reports 2007
NORTHEAST GEORGIA BANK — 2007
What NORTHEAST GEORGIA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 325,344,000 | 324,756,000 | 328,057,000 | 321,003,000 |
| Total loans | 189,035,000 | 199,311,000 | 205,406,000 | 208,793,000 |
| Allowance for loan losses | 2,602,000 | 2,685,000 | 2,770,000 | 2,674,000 |
| Securities available for sale | 77,933,000 | 80,704,000 | 83,151,000 | 77,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,954,000 | 289,157,000 | 288,768,000 | 275,800,000 |
| Interest-bearing deposits | 170,130,000 | 252,934,000 | 253,028,000 | 243,777,000 |
| Noninterest-bearing deposits | 120,824,000 | 36,223,000 | 35,740,000 | 32,023,000 |
| Equity capital | 29,619,000 | 30,522,000 | 32,782,000 | 34,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,453,000 | 11,076,000 | 16,844,000 | 22,495,000 |
| Interest expense | 2,474,000 | 4,963,000 | 7,460,000 | 9,726,000 |
| Net interest income | 2,979,000 | 6,113,000 | 9,384,000 | 12,769,000 |
| Noninterest income | 533,000 | 1,099,000 | 1,657,000 | 2,217,000 |
| Noninterest expense | 2,132,000 | 4,293,000 | 6,528,000 | 8,891,000 |
| Provision for loan losses | 108,000 | 219,000 | 331,000 | 443,000 |
| Pretax income | 1,272,000 | 2,700,000 | 4,182,000 | 5,652,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,272,000 | 2,700,000 | 4,182,000 | 5,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,518,000 | 31,946,000 | 33,429,000 | 34,337,000 |
| Total capital | 33,120,000 | 34,631,000 | 36,199,000 | 37,011,000 |
| Risk-weighted assets | 230,490,000 | 238,841,000 | 244,643,000 | 245,401,000 |