Call reports 2014
BANK OF HOUSTON — 2014
What BANK OF HOUSTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 1,039,808,000 |
| Total loans | 785,754,000 |
| Allowance for loan losses | 5,471,000 |
| Securities available for sale | 72,613,000 |
| Securities held to maturity | 8,199,000 |
| Trading assets | 0 |
| Total deposits | 817,435,000 |
| Interest-bearing deposits | 505,647,000 |
| Noninterest-bearing deposits | 311,788,000 |
| Equity capital | 89,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 9,984,000 |
| Interest expense | 626,000 |
| Net interest income | 9,358,000 |
| Noninterest income | 531,000 |
| Noninterest expense | 5,552,000 |
| Provision for loan losses | 182,000 |
| Pretax income | 4,155,000 |
| Income tax | 1,362,000 |
| Net income | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 89,349,000 |
| Total capital | 94,820,000 |
| Risk-weighted assets | 834,837,000 |