Call reports 2013
BANK OF HOUSTON — 2013
What BANK OF HOUSTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 883,107,000 | 934,550,000 | 921,507,000 | 922,602,000 |
| Total loans | 656,096,000 | 680,499,000 | 704,641,000 | 739,971,000 |
| Allowance for loan losses | 6,239,000 | 6,239,000 | 6,239,000 | 5,470,000 |
| Securities available for sale | 95,211,000 | 98,660,000 | 88,724,000 | 75,116,000 |
| Securities held to maturity | 9,228,000 | 8,833,000 | 8,534,000 | 8,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,169,000 | 766,977,000 | 755,278,000 | 814,415,000 |
| Interest-bearing deposits | 408,536,000 | 435,463,000 | 453,568,000 | 497,188,000 |
| Noninterest-bearing deposits | 320,633,000 | 331,514,000 | 301,710,000 | 317,227,000 |
| Equity capital | 79,270,000 | 80,651,000 | 83,597,000 | 86,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,211,000 | 18,692,000 | 28,359,000 | 38,172,000 |
| Interest expense | 681,000 | 1,285,000 | 1,865,000 | 2,476,000 |
| Net interest income | 8,530,000 | 17,407,000 | 26,494,000 | 35,696,000 |
| Noninterest income | 568,000 | 1,201,000 | 1,677,000 | 2,157,000 |
| Noninterest expense | 5,329,000 | 10,681,000 | 16,000,000 | 22,034,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | -358,000 |
| Pretax income | 3,714,000 | 7,872,000 | 12,116,000 | 16,223,000 |
| Income tax | 1,163,000 | 2,469,000 | 3,814,000 | 5,110,000 |
| Net income | 2,551,000 | 5,403,000 | 8,302,000 | 11,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,682,000 | 80,600,000 | 83,584,000 | 86,463,000 |
| Total capital | 83,921,000 | 86,839,000 | 89,823,000 | 91,933,000 |
| Risk-weighted assets | 693,101,000 | 736,066,000 | 747,919,000 | 777,925,000 |