Call reports 2012
BANK OF HOUSTON — 2012
What BANK OF HOUSTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 804,019,000 | 810,392,000 | 834,651,000 | 896,736,000 |
| Total loans | 528,879,000 | 548,714,000 | 566,622,000 | 629,345,000 |
| Allowance for loan losses | 5,855,000 | 6,005,000 | 5,935,000 | 6,139,000 |
| Securities available for sale | 88,844,000 | 113,448,000 | 115,966,000 | 107,741,000 |
| Securities held to maturity | 4,578,000 | 7,519,000 | 7,330,000 | 9,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 677,750,000 | 681,190,000 | 701,081,000 | 768,542,000 |
| Interest-bearing deposits | 361,050,000 | 379,884,000 | 389,638,000 | 406,903,000 |
| Noninterest-bearing deposits | 316,700,000 | 301,306,000 | 311,443,000 | 361,639,000 |
| Equity capital | 70,092,000 | 72,252,000 | 74,981,000 | 76,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,137,000 | 16,574,000 | 25,342,000 | 34,472,000 |
| Interest expense | 840,000 | 1,675,000 | 2,443,000 | 3,209,000 |
| Net interest income | 7,297,000 | 14,899,000 | 22,899,000 | 31,263,000 |
| Noninterest income | 186,000 | 539,000 | 948,000 | 1,168,000 |
| Noninterest expense | 4,831,000 | 9,848,000 | 15,125,000 | 20,410,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 250,000 |
| Pretax income | 2,652,000 | 5,540,000 | 8,857,000 | 12,203,000 |
| Income tax | 825,000 | 1,723,000 | 2,734,000 | 3,771,000 |
| Net income | 1,827,000 | 3,817,000 | 6,123,000 | 8,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,203,000 | 70,264,000 | 72,628,000 | 74,958,000 |
| Total capital | 74,058,000 | 76,269,000 | 78,563,000 | 81,097,000 |
| Risk-weighted assets | 571,978,000 | 588,743,000 | 619,242,000 | 663,345,000 |