Call reports 2011
BANK OF HOUSTON — 2011
What BANK OF HOUSTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 613,350,000 | 632,513,000 | 687,949,000 | 747,920,000 |
| Total loans | 460,886,000 | 483,303,000 | 496,437,000 | 515,682,000 |
| Allowance for loan losses | 5,854,000 | 5,621,000 | 5,706,000 | 5,942,000 |
| Securities available for sale | 77,434,000 | 80,488,000 | 77,284,000 | 81,151,000 |
| Securities held to maturity | 4,814,000 | 4,783,000 | 4,637,000 | 4,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,729,000 | 524,263,000 | 563,765,000 | 623,119,000 |
| Interest-bearing deposits | 333,745,000 | 326,616,000 | 323,548,000 | 341,399,000 |
| Noninterest-bearing deposits | 198,984,000 | 197,647,000 | 240,217,000 | 281,720,000 |
| Equity capital | 49,002,000 | 51,324,000 | 66,679,000 | 68,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,207,000 | 14,804,000 | 22,597,000 | 30,604,000 |
| Interest expense | 986,000 | 1,961,000 | 2,871,000 | 3,756,000 |
| Net interest income | 6,221,000 | 12,843,000 | 19,726,000 | 26,848,000 |
| Noninterest income | 209,000 | 358,000 | 629,000 | 619,000 |
| Noninterest expense | 4,618,000 | 8,899,000 | 13,260,000 | 17,661,000 |
| Provision for loan losses | 525,000 | 700,000 | 825,000 | 1,060,000 |
| Pretax income | 1,287,000 | 3,602,000 | 6,331,000 | 8,807,000 |
| Income tax | 168,000 | 845,000 | 1,710,000 | 2,531,000 |
| Net income | 1,119,000 | 2,757,000 | 4,621,000 | 6,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,597,000 | 50,286,000 | 64,666,000 | 66,340,000 |
| Total capital | 54,451,000 | 55,907,000 | 70,372,000 | 72,282,000 |
| Risk-weighted assets | 493,892,000 | 515,195,000 | 524,915,000 | 550,298,000 |