Call reports 2010
BANK OF HOUSTON — 2010
What BANK OF HOUSTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 539,780,000 | 537,884,000 | 606,057,000 | 600,281,000 |
| Total loans | 413,023,000 | 434,105,000 | 446,432,000 | 436,035,000 |
| Allowance for loan losses | 4,874,000 | 5,538,000 | 5,758,000 | 5,445,000 |
| Securities available for sale | 50,790,000 | 41,165,000 | 42,788,000 | 53,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,156,000 | 461,269,000 | 521,875,000 | 521,086,000 |
| Interest-bearing deposits | 338,496,000 | 339,106,000 | 349,742,000 | 360,552,000 |
| Noninterest-bearing deposits | 122,659,000 | 122,163,000 | 172,133,000 | 160,534,000 |
| Equity capital | 44,475,000 | 45,365,000 | 46,642,000 | 47,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,240,000 | 12,961,000 | 19,992,000 | 27,023,000 |
| Interest expense | 1,162,000 | 2,333,000 | 3,470,000 | 4,552,000 |
| Net interest income | 5,078,000 | 10,628,000 | 16,522,000 | 22,471,000 |
| Noninterest income | 184,000 | 340,000 | 470,000 | 717,000 |
| Noninterest expense | 3,874,000 | 7,750,000 | 11,852,000 | 15,786,000 |
| Provision for loan losses | 975,000 | 1,675,000 | 2,125,000 | 2,525,000 |
| Pretax income | 607,000 | 1,737,000 | 3,209,000 | 5,071,000 |
| Income tax | 184,000 | 553,000 | 1,056,000 | 1,451,000 |
| Net income | 423,000 | 1,184,000 | 2,153,000 | 3,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,083,000 | 44,895,000 | 45,910,000 | 47,427,000 |
| Total capital | 48,957,000 | 50,433,000 | 51,668,000 | 52,873,000 |
| Risk-weighted assets | 439,247,000 | 450,522,000 | 478,767,000 | 484,618,000 |