Call reports 2009
BANK OF HOUSTON — 2009
What BANK OF HOUSTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 402,168,000 | 444,832,000 | 489,956,000 | 507,489,000 |
| Total loans | 330,708,000 | 342,305,000 | 363,760,000 | 380,991,000 |
| Allowance for loan losses | 3,253,000 | 3,062,000 | 3,731,000 | 4,125,000 |
| Securities available for sale | 32,648,000 | 36,237,000 | 32,627,000 | 45,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,007,000 | 370,901,000 | 415,469,000 | 431,248,000 |
| Interest-bearing deposits | 254,796,000 | 288,717,000 | 301,446,000 | 313,808,000 |
| Noninterest-bearing deposits | 74,211,000 | 82,184,000 | 114,023,000 | 117,441,000 |
| Equity capital | 42,047,000 | 42,138,000 | 42,964,000 | 43,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,249,000 | 10,502,000 | 16,315,000 | 22,402,000 |
| Interest expense | 1,128,000 | 2,291,000 | 3,639,000 | 4,914,000 |
| Net interest income | 4,121,000 | 8,211,000 | 12,676,000 | 17,488,000 |
| Noninterest income | 106,000 | 197,000 | 456,000 | 719,000 |
| Noninterest expense | 3,187,000 | 6,643,000 | 10,016,000 | 13,374,000 |
| Provision for loan losses | 485,000 | 965,000 | 1,845,000 | 2,370,000 |
| Pretax income | 805,000 | 1,465,000 | 2,463,000 | 3,655,000 |
| Income tax | 275,000 | 508,000 | 852,000 | 1,255,000 |
| Net income | 530,000 | 957,000 | 1,611,000 | 2,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,612,000 | 42,079,000 | 42,779,000 | 43,614,000 |
| Total capital | 44,865,000 | 45,141,000 | 46,510,000 | 47,739,000 |
| Risk-weighted assets | 348,797,000 | 364,140,000 | 397,911,000 | 408,259,000 |