Call reports 2005
BANK OF HOUSTON — 2005
What BANK OF HOUSTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,021,000 | 39,941,000 | 45,321,000 | 56,382,000 |
| Total loans | 75,000 | 10,259,000 | 18,473,000 | 36,437,000 |
| Allowance for loan losses | 0 | 67,000 | 190,000 | 365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,956,000 | 8,995,000 | 6,013,000 | 6,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,165,000 | 21,160,000 | 25,352,000 | 36,106,000 |
| Interest-bearing deposits | 10,020,000 | 18,222,000 | 22,548,000 | 30,823,000 |
| Noninterest-bearing deposits | 145,000 | 2,938,000 | 2,804,000 | 5,283,000 |
| Equity capital | 14,855,000 | 18,750,000 | 19,882,000 | 20,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 21,000 | 341,000 | 881,000 | 1,677,000 |
| Interest expense | 3,000 | 87,000 | 231,000 | 420,000 |
| Net interest income | 18,000 | 254,000 | 650,000 | 1,257,000 |
| Noninterest income | 0 | 0 | 2,000 | 5,000 |
| Noninterest expense | 35,000 | 370,000 | 706,000 | 1,124,000 |
| Provision for loan losses | 0 | 67,000 | 190,000 | 365,000 |
| Pretax income | -17,000 | -183,000 | -244,000 | -227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | -183,000 | -244,000 | -146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,855,000 | 18,750,000 | 19,882,000 | 20,106,000 |
| Total capital | 14,855,000 | 18,817,000 | 20,071,000 | 20,471,000 |
| Risk-weighted assets | 4,644,000 | 15,018,000 | 22,107,000 | 38,524,000 |