Call reports 2007
FIRST NATIONAL BANK OF NEWPORT — 2007
What FIRST NATIONAL BANK OF NEWPORT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 141,208,000 |
| Total loans | 84,667,000 |
| Allowance for loan losses | 770,000 |
| Securities available for sale | 22,253,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 104,977,000 |
| Interest-bearing deposits | 93,771,000 |
| Noninterest-bearing deposits | 11,206,000 |
| Equity capital | 34,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 1,736,000 |
| Interest expense | 656,000 |
| Net interest income | 1,080,000 |
| Noninterest income | 249,000 |
| Noninterest expense | 807,000 |
| Provision for loan losses | 6,000 |
| Pretax income | 516,000 |
| Income tax | 122,000 |
| Net income | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 14,979,000 |
| Total capital | 15,749,000 |
| Risk-weighted assets | 79,063,000 |