Call reports 2001
FIRST NATIONAL BANK OF NEWPORT — 2001
What FIRST NATIONAL BANK OF NEWPORT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,722,000 | 96,432,000 | 100,507,000 | 103,939,000 |
| Total loans | 58,296,000 | 58,991,000 | 61,335,000 | 63,862,000 |
| Allowance for loan losses | 690,000 | 724,000 | 763,000 | 805,000 |
| Securities available for sale | 18,778,000 | 22,167,000 | 22,722,000 | 28,577,000 |
| Securities held to maturity | 4,213,000 | 3,891,000 | 3,685,000 | 988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,098,000 | 83,137,000 | 86,608,000 | 90,059,000 |
| Interest-bearing deposits | 72,682,000 | 75,090,000 | 78,694,000 | 81,573,000 |
| Noninterest-bearing deposits | 8,416,000 | 8,047,000 | 7,914,000 | 8,487,000 |
| Equity capital | 10,014,000 | 10,043,000 | 10,521,000 | 10,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,446,000 | 5,281,000 | 7,075,000 |
| Interest expense | 813,000 | 1,662,000 | 2,514,000 | 3,334,000 |
| Net interest income | 883,000 | 1,784,000 | 2,767,000 | 3,741,000 |
| Noninterest income | 138,000 | 277,000 | 414,000 | 536,000 |
| Noninterest expense | 625,000 | 1,250,000 | 1,883,000 | 2,483,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 354,000 | 724,000 | 1,166,000 | 1,618,000 |
| Income tax | 65,000 | 129,000 | 194,000 | 355,000 |
| Net income | 289,000 | 595,000 | 972,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,005,000 | 10,166,000 | 10,403,000 | 10,550,000 |
| Total capital | 10,695,000 | 10,890,000 | 11,156,000 | 11,317,000 |
| Risk-weighted assets | 56,083,000 | 57,970,000 | 60,239,000 | 61,355,000 |