Call reports 2024
MCCLAVE STATE BANK — 2024
What MCCLAVE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 66,352,000 | 70,984,000 | 76,510,000 | 78,777,000 |
| Total loans | 56,239,000 | 63,610,000 | 66,244,000 | 67,493,000 |
| Allowance for loan losses | 737,000 | 737,000 | 797,000 | 660,000 |
| Securities available for sale | 4,376,000 | 4,351,000 | 4,367,000 | 4,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,360,000 | 59,111,000 | 62,428,000 | 64,983,000 |
| Interest-bearing deposits | 47,924,000 | 52,306,000 | 56,465,000 | 57,293,000 |
| Noninterest-bearing deposits | 8,436,000 | 6,805,000 | 5,963,000 | 7,690,000 |
| Equity capital | 8,516,000 | 8,847,000 | 9,193,000 | 9,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,465,000 | 3,876,000 | 5,296,000 |
| Interest expense | 444,000 | 921,000 | 1,493,000 | 2,044,000 |
| Net interest income | 739,000 | 1,544,000 | 2,383,000 | 3,252,000 |
| Noninterest income | 24,000 | 45,000 | 69,000 | 92,000 |
| Noninterest expense | 388,000 | 783,000 | 1,194,000 | 1,708,000 |
| Provision for loan losses | 30,000 | 30,000 | 90,000 | 150,000 |
| Pretax income | 345,000 | 776,000 | 1,168,000 | 1,486,000 |
| Income tax | 95,000 | 199,000 | 293,000 | 370,000 |
| Net income | 250,000 | 577,000 | 875,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,669,000 | 8,996,000 | 9,294,000 | 9,535,000 |