Call reports 2023
MCCLAVE STATE BANK — 2023
What MCCLAVE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 53,114,000 | 59,688,000 | 63,966,000 | 63,993,000 |
| Total loans | 45,882,000 | 51,789,000 | 56,828,000 | 57,379,000 |
| Allowance for loan losses | 455,000 | 662,000 | 662,000 | 707,000 |
| Securities available for sale | 3,376,000 | 3,498,000 | 3,373,000 | 3,459,000 |
| Securities held to maturity | 255,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,264,000 | 47,787,000 | 52,559,000 | 54,241,000 |
| Interest-bearing deposits | 37,706,000 | 39,588,000 | 46,116,000 | 46,629,000 |
| Noninterest-bearing deposits | 6,558,000 | 8,199,000 | 6,443,000 | 7,612,000 |
| Equity capital | 7,549,000 | 7,870,000 | 8,142,000 | 8,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,830,000 | 2,944,000 | 4,108,000 |
| Interest expense | 154,000 | 374,000 | 718,000 | 1,124,000 |
| Net interest income | 677,000 | 1,456,000 | 2,226,000 | 2,984,000 |
| Noninterest income | 19,000 | 41,000 | 65,000 | 87,000 |
| Noninterest expense | 360,000 | 726,000 | 1,117,000 | 1,610,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 336,000 | 771,000 | 1,174,000 | 1,416,000 |
| Income tax | 80,000 | 179,000 | 273,000 | 329,000 |
| Net income | 256,000 | 592,000 | 901,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,730,000 | 8,065,000 | 8,375,000 | 8,561,000 |