Call reports 2022
MCCLAVE STATE BANK — 2022
What MCCLAVE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,045,000 | 48,417,000 | 48,635,000 | 49,087,000 |
| Total loans | 38,213,000 | 40,645,000 | 42,023,000 | 40,855,000 |
| Allowance for loan losses | 436,000 | 456,000 | 456,000 | 455,000 |
| Securities available for sale | 3,487,000 | 3,933,000 | 3,688,000 | 3,676,000 |
| Securities held to maturity | 315,000 | 315,000 | 315,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,125,000 | 40,339,000 | 39,619,000 | 40,520,000 |
| Interest-bearing deposits | 34,930,000 | 35,552,000 | 35,041,000 | 34,422,000 |
| Noninterest-bearing deposits | 5,195,000 | 4,786,000 | 4,578,000 | 6,098,000 |
| Equity capital | 6,791,000 | 6,984,000 | 7,183,000 | 7,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,260,000 | 1,964,000 | 2,709,000 |
| Interest expense | 72,000 | 143,000 | 217,000 | 313,000 |
| Net interest income | 523,000 | 1,117,000 | 1,747,000 | 2,396,000 |
| Noninterest income | 23,000 | 46,000 | 69,000 | 86,000 |
| Noninterest expense | 278,000 | 552,000 | 852,000 | 1,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 268,000 | 611,000 | 964,000 | 1,228,000 |
| Income tax | 64,000 | 146,000 | 231,000 | 294,000 |
| Net income | 204,000 | 465,000 | 733,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,887,000 | 7,146,000 | 7,414,000 | 7,616,000 |