Call reports 2021
MCCLAVE STATE BANK — 2021
What MCCLAVE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,433,000 | 46,309,000 | 46,722,000 | 47,334,000 |
| Total loans | 35,784,000 | 38,882,000 | 39,658,000 | 37,505,000 |
| Allowance for loan losses | 436,000 | 436,000 | 436,000 | 436,000 |
| Securities available for sale | 3,868,000 | 3,777,000 | 3,619,000 | 3,477,000 |
| Securities held to maturity | 370,000 | 370,000 | 370,000 | 315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,010,000 | 38,698,000 | 38,904,000 | 39,328,000 |
| Interest-bearing deposits | 34,039,000 | 34,866,000 | 34,597,000 | 34,420,000 |
| Noninterest-bearing deposits | 3,971,000 | 3,832,000 | 4,307,000 | 4,908,000 |
| Equity capital | 6,255,000 | 6,448,000 | 6,671,000 | 6,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,199,000 | 1,822,000 | 2,450,000 |
| Interest expense | 100,000 | 195,000 | 281,000 | 360,000 |
| Net interest income | 490,000 | 1,004,000 | 1,541,000 | 2,090,000 |
| Noninterest income | 45,000 | 72,000 | 127,000 | 147,000 |
| Noninterest expense | 305,000 | 618,000 | 910,000 | 1,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 458,000 | 758,000 | 981,000 |
| Income tax | 54,000 | 109,000 | 181,000 | 234,000 |
| Net income | 176,000 | 349,000 | 577,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,250,000 | 6,424,000 | 6,652,000 | 6,823,000 |