Call reports 2020
MCCLAVE STATE BANK — 2020
What MCCLAVE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,465,000 | 44,264,000 | 44,073,000 | 44,479,000 |
| Total loans | 36,206,000 | 37,371,000 | 36,982,000 | 36,877,000 |
| Allowance for loan losses | 398,000 | 398,000 | 399,000 | 415,000 |
| Securities available for sale | 4,163,000 | 4,116,000 | 4,027,000 | 3,796,000 |
| Securities held to maturity | 425,000 | 425,000 | 425,000 | 370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,321,000 | 36,913,000 | 36,745,000 | 37,127,000 |
| Interest-bearing deposits | 34,166,000 | 33,611,000 | 33,621,000 | 32,824,000 |
| Noninterest-bearing deposits | 3,155,000 | 3,302,000 | 3,124,000 | 4,303,000 |
| Equity capital | 6,017,000 | 6,067,000 | 6,197,000 | 6,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,337,000 | 1,962,000 | 2,590,000 |
| Interest expense | 151,000 | 283,000 | 407,000 | 518,000 |
| Net interest income | 539,000 | 1,054,000 | 1,555,000 | 2,072,000 |
| Noninterest income | 24,000 | 44,000 | 57,000 | 73,000 |
| Noninterest expense | 306,000 | 620,000 | 962,000 | 1,418,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 45,000 |
| Pretax income | 227,000 | 448,000 | 620,000 | 682,000 |
| Income tax | 52,000 | 108,000 | 144,000 | 157,000 |
| Net income | 175,000 | 340,000 | 476,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,009,000 | 6,032,000 | 6,169,000 | 6,217,000 |