Call reports 2018
MCCLAVE STATE BANK — 2018
What MCCLAVE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 40,496,000 | 40,544,000 | 40,402,000 | 42,174,000 |
| Total loans | 33,588,000 | 33,860,000 | 33,479,000 | 33,220,000 |
| Allowance for loan losses | 389,000 | 403,000 | 419,000 | 420,000 |
| Securities available for sale | 4,202,000 | 4,128,000 | 4,069,000 | 4,331,000 |
| Securities held to maturity | 530,000 | 530,000 | 530,000 | 480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,930,000 | 33,698,000 | 33,057,000 | 34,639,000 |
| Interest-bearing deposits | 30,902,000 | 30,550,000 | 30,686,000 | 31,771,000 |
| Noninterest-bearing deposits | 3,028,000 | 3,148,000 | 2,371,000 | 2,868,000 |
| Equity capital | 4,874,000 | 5,063,000 | 5,253,000 | 5,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,233,000 | 1,867,000 | 2,522,000 |
| Interest expense | 97,000 | 199,000 | 303,000 | 437,000 |
| Net interest income | 505,000 | 1,034,000 | 1,564,000 | 2,085,000 |
| Noninterest income | 21,000 | 31,000 | 58,000 | 82,000 |
| Noninterest expense | 264,000 | 534,000 | 817,000 | 1,151,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 247,000 | 501,000 | 775,000 | 986,000 |
| Income tax | 57,000 | 117,000 | 181,000 | 230,000 |
| Net income | 190,000 | 384,000 | 594,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,902,000 | 5,096,000 | 5,307,000 | 5,469,000 |
| Total capital | 5,291,000 | 5,499,000 | 5,726,000 | 5,889,000 |
| Risk-weighted assets | 36,287,000 | 36,515,000 | 36,344,000 | 36,375,000 |