Call reports 2017
MCCLAVE STATE BANK — 2017
What MCCLAVE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,457,000 | 37,904,000 | 39,085,000 | 39,862,000 |
| Total loans | 30,268,000 | 30,624,000 | 32,429,000 | 33,439,000 |
| Allowance for loan losses | 391,000 | 408,000 | 408,000 | 388,000 |
| Securities available for sale | 4,289,000 | 4,514,000 | 4,464,000 | 4,290,000 |
| Securities held to maturity | 580,000 | 580,000 | 580,000 | 530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,078,000 | 32,862,000 | 32,315,000 | 33,807,000 |
| Interest-bearing deposits | 30,801,000 | 31,293,000 | 30,665,000 | 31,214,000 |
| Noninterest-bearing deposits | 2,277,000 | 1,569,000 | 1,650,000 | 2,593,000 |
| Equity capital | 4,260,000 | 4,435,000 | 4,601,000 | 4,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 1,036,000 | 1,587,000 | 2,181,000 |
| Interest expense | 79,000 | 163,000 | 253,000 | 351,000 |
| Net interest income | 406,000 | 873,000 | 1,334,000 | 1,830,000 |
| Noninterest income | 18,000 | 45,000 | 70,000 | 150,000 |
| Noninterest expense | 248,000 | 489,000 | 720,000 | 1,014,000 |
| Provision for loan losses | 10,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 166,000 | 404,000 | 665,000 | 947,000 |
| Income tax | 56,000 | 140,000 | 230,000 | 367,000 |
| Net income | 110,000 | 264,000 | 435,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,243,000 | 4,397,000 | 4,568,000 | 4,712,000 |
| Total capital | 4,634,000 | 4,805,000 | 4,976,000 | 5,100,000 |
| Risk-weighted assets | 32,674,000 | 33,187,000 | 34,998,000 | 36,192,000 |