Call reports 2013
MCCLAVE STATE BANK — 2013
What MCCLAVE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,741,000 | 25,168,000 | 24,891,000 | 24,177,000 |
| Total loans | 15,946,000 | 17,474,000 | 16,523,000 | 17,716,000 |
| Allowance for loan losses | 355,000 | 358,000 | 360,000 | 323,000 |
| Securities available for sale | 4,848,000 | 4,626,000 | 3,974,000 | 3,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,795,000 | 21,503,000 | 22,004,000 | 21,238,000 |
| Interest-bearing deposits | 18,642,000 | 19,583,000 | 20,061,000 | 19,548,000 |
| Noninterest-bearing deposits | 2,153,000 | 1,920,000 | 1,943,000 | 1,690,000 |
| Equity capital | 2,788,000 | 2,803,000 | 2,847,000 | 2,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 619,000 | 922,000 | 1,236,000 |
| Interest expense | 45,000 | 88,000 | 131,000 | 172,000 |
| Net interest income | 257,000 | 531,000 | 791,000 | 1,064,000 |
| Noninterest income | 11,000 | 23,000 | 38,000 | 54,000 |
| Noninterest expense | 198,000 | 385,000 | 575,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 169,000 | 254,000 | 333,000 |
| Income tax | 3,000 | 18,000 | 38,000 | 62,000 |
| Net income | 67,000 | 151,000 | 216,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,621,000 | 2,819,000 | 2,885,000 | 2,940,000 |
| Total capital | 2,818,000 | 3,036,000 | 3,091,000 | 3,159,000 |
| Risk-weighted assets | 15,617,000 | 17,232,000 | 16,371,000 | 17,386,000 |