Call reports 2012
MCCLAVE STATE BANK — 2012
What MCCLAVE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,588,000 | 24,131,000 | 24,670,000 | 24,112,000 |
| Total loans | 14,303,000 | 15,755,000 | 15,077,000 | 14,602,000 |
| Allowance for loan losses | 385,000 | 386,000 | 389,000 | 352,000 |
| Securities available for sale | 5,326,000 | 5,003,000 | 4,938,000 | 4,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,104,000 | 21,514,000 | 21,939,000 | 21,301,000 |
| Interest-bearing deposits | 19,126,000 | 19,289,000 | 19,563,000 | 18,762,000 |
| Noninterest-bearing deposits | 1,978,000 | 2,225,000 | 2,376,000 | 2,539,000 |
| Equity capital | 2,446,000 | 2,576,000 | 2,690,000 | 2,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 582,000 | 893,000 | 1,184,000 |
| Interest expense | 54,000 | 106,000 | 157,000 | 206,000 |
| Net interest income | 229,000 | 476,000 | 736,000 | 978,000 |
| Noninterest income | 19,000 | 48,000 | 61,000 | 77,000 |
| Noninterest expense | 183,000 | 377,000 | 567,000 | 827,000 |
| Provision for loan losses | 0 | 0 | 0 | -40,000 |
| Pretax income | 65,000 | 256,000 | 339,000 | 377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 256,000 | 339,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,257,000 | 2,417,000 | 2,517,000 | 2,557,000 |
| Total capital | 2,423,000 | 2,609,000 | 2,701,000 | 2,737,000 |
| Risk-weighted assets | 13,034,000 | 15,136,000 | 14,599,000 | 14,318,000 |