Call reports 2011
MCCLAVE STATE BANK — 2011
What MCCLAVE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 22,108,000 | 21,710,000 | 22,441,000 | 22,661,000 |
| Total loans | 13,340,000 | 15,239,000 | 15,086,000 | 14,337,000 |
| Allowance for loan losses | 410,000 | 419,000 | 425,000 | 383,000 |
| Securities available for sale | 5,165,000 | 5,225,000 | 4,760,000 | 4,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,094,000 | 19,321,000 | 20,236,000 | 20,217,000 |
| Interest-bearing deposits | 18,140,000 | 17,963,000 | 18,259,000 | 18,333,000 |
| Noninterest-bearing deposits | 1,954,000 | 1,358,000 | 1,977,000 | 1,883,000 |
| Equity capital | 1,938,000 | 2,043,000 | 2,132,000 | 2,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 604,000 | 887,000 | 1,215,000 |
| Interest expense | 71,000 | 137,000 | 201,000 | 262,000 |
| Net interest income | 228,000 | 467,000 | 686,000 | 953,000 |
| Noninterest income | 14,000 | 18,000 | 31,000 | 110,000 |
| Noninterest expense | 188,000 | 389,000 | 592,000 | 837,000 |
| Provision for loan losses | 0 | 0 | 0 | -180,000 |
| Pretax income | 54,000 | 96,000 | 125,000 | 406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 96,000 | 125,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,791,000 | 1,868,000 | 1,928,000 | 2,202,000 |
| Total capital | 1,962,000 | 2,047,000 | 2,107,000 | 2,372,000 |
| Risk-weighted assets | 13,596,000 | 15,183,000 | 14,188,000 | 14,485,000 |