Call reports 2010
MCCLAVE STATE BANK — 2010
What MCCLAVE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 20,062,000 | 20,107,000 | 21,480,000 | 21,283,000 |
| Total loans | 12,843,000 | 14,291,000 | 14,499,000 | 14,248,000 |
| Allowance for loan losses | 647,000 | 654,000 | 665,000 | 390,000 |
| Securities available for sale | 4,740,000 | 4,183,000 | 4,214,000 | 4,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,158,000 | 17,875,000 | 19,444,000 | 19,419,000 |
| Interest-bearing deposits | 16,771,000 | 16,693,000 | 17,647,000 | 17,486,000 |
| Noninterest-bearing deposits | 1,387,000 | 1,182,000 | 1,797,000 | 1,933,000 |
| Equity capital | 1,803,000 | 1,883,000 | 1,949,000 | 1,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 586,000 | 890,000 | 1,199,000 |
| Interest expense | 90,000 | 168,000 | 247,000 | 325,000 |
| Net interest income | 200,000 | 418,000 | 643,000 | 874,000 |
| Noninterest income | 11,000 | 23,000 | 33,000 | 46,000 |
| Noninterest expense | 228,000 | 408,000 | 592,000 | 815,000 |
| Provision for loan losses | -45,000 | -45,000 | -45,000 | 135,000 |
| Pretax income | 43,000 | 93,000 | 144,000 | 47,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 93,000 | 144,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,633,000 | 1,698,000 | 1,757,000 | 1,627,000 |
| Total capital | 1,816,000 | 1,896,000 | 1,938,000 | 1,806,000 |
| Risk-weighted assets | 14,153,000 | 15,394,000 | 14,538,000 | 14,572,000 |