Call reports 2025
MIDWESTONE BANK — 2025
What MIDWESTONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,247,944,000 | 6,153,542,000 | 6,241,699,000 | 6,254,039,000 |
| Total loans | 4,318,020,000 | 4,398,000,000 | 4,432,318,000 | 4,538,758,000 |
| Allowance for loan losses | 53,900,000 | 65,800,000 | 51,900,000 | 53,100,000 |
| Securities available for sale | 1,305,530,000 | 1,235,045,000 | 1,175,656,000 | 1,125,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 20,260,000 | 19,630,000 | 19,160,000 | 18,244,000 |
| Total deposits | 5,494,172,000 | 5,398,463,000 | 5,483,864,000 | 5,479,126,000 |
| Interest-bearing deposits | 4,589,145,000 | 4,484,634,000 | 4,523,251,000 | 4,509,245,000 |
| Noninterest-bearing deposits | 905,027,000 | 913,829,000 | 960,613,000 | 969,881,000 |
| Equity capital | 676,135,000 | 680,367,000 | 686,241,000 | 702,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 74,819,000 | 152,325,000 | 231,357,000 | 310,396,000 |
| Interest expense | 25,502,000 | 51,188,000 | 77,467,000 | 102,218,000 |
| Net interest income | 49,317,000 | 101,137,000 | 153,890,000 | 208,178,000 |
| Noninterest income | 11,161,000 | 22,525,000 | 33,656,000 | 46,228,000 |
| Noninterest expense | 36,336,000 | 72,259,000 | 109,054,000 | 149,171,000 |
| Provision for loan losses | 1,787,000 | 13,876,000 | 15,308,000 | 16,704,000 |
| Pretax income | 22,521,000 | 37,900,000 | 62,878,000 | 88,234,000 |
| Income tax | 5,061,000 | 8,249,000 | 13,534,000 | 18,603,000 |
| Net income | 17,460,000 | 29,651,000 | 49,344,000 | 69,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 638,812,000 | 641,150,000 | 640,872,000 | 655,549,000 |
| Total capital | 697,182,000 | 703,140,000 | 697,758,000 | 713,637,000 |
| Risk-weighted assets | 4,907,191,000 | 4,951,172,000 | 5,014,018,000 | 5,088,985,000 |