Call reports 2021
MIDWESTONE BANK — 2021
What MIDWESTONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,730,672,000 | 5,742,469,000 | 5,873,993,000 | 6,023,480,000 |
| Total loans | 3,416,494,000 | 3,336,305,000 | 3,327,323,000 | 3,257,929,000 |
| Allowance for loan losses | 50,650,000 | 48,000,000 | 47,900,000 | 48,700,000 |
| Securities available for sale | 1,896,894,000 | 2,072,452,000 | 2,136,902,000 | 2,288,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,466,000 | 6,381,000 | 6,130,000 | 5,458,000 |
| Total deposits | 4,818,931,000 | 4,814,994,000 | 4,980,750,000 | 5,144,389,000 |
| Interest-bearing deposits | 3,858,352,000 | 3,857,976,000 | 3,973,726,000 | 4,133,741,000 |
| Noninterest-bearing deposits | 960,579,000 | 957,018,000 | 1,007,024,000 | 1,010,648,000 |
| Equity capital | 596,757,000 | 608,831,000 | 612,618,000 | 603,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 44,330,000 | 88,279,000 | 133,621,000 | 177,287,000 |
| Interest expense | 4,148,000 | 8,095,000 | 11,716,000 | 15,212,000 |
| Net interest income | 40,182,000 | 80,184,000 | 121,905,000 | 162,075,000 |
| Noninterest income | 12,334,000 | 22,968,000 | 32,588,000 | 44,435,000 |
| Noninterest expense | 27,668,000 | 56,067,000 | 85,660,000 | 115,870,000 |
| Provision for loan losses | -4,534,000 | -6,778,000 | -7,758,000 | -7,236,000 |
| Pretax income | 29,618,000 | 54,048,000 | 76,900,000 | 98,199,000 |
| Income tax | 6,276,000 | 11,672,000 | 16,610,000 | 21,756,000 |
| Net income | 23,342,000 | 42,376,000 | 60,290,000 | 76,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 520,716,000 | 527,363,000 | 538,413,000 | 542,975,000 |
| Total capital | 563,501,000 | 568,228,000 | 579,124,000 | 584,348,000 |
| Risk-weighted assets | 4,271,954,000 | 4,362,656,000 | 4,436,738,000 | 4,689,866,000 |